On-line dealing has grown greatly in the earlier ten years. A new stock investor must start using a broker to key in their particular stock instructions.

Barack Obama's latest pledge to dismiss old George W. Bush legislation barring federal funding from embryonic stem cell researchhas galvanized this unique slice of the biotech sector. The proposal expands the research and development trough from venture and private capital to the limitless pockets of our U.S. Treasury. Stem cell research is the latest movement to captivate Wall-Street.

Fortunes have already been bankrolled courtesy of the rhetoric.

Stem Cell Stocks Skyrocket on Obama Policy

Geron Corporation (NASDAQ GM: GERN) is the first company to achieve government approval to initiate human embryonic stem cell therapy and shares exploded to a 16.54% gain - the Monday, March 9, 2009 of the Obama announcement. Stemcells, Incorporated appropriately features the symbol STEM and also launched itself upwards by 43%. Of course, both stocks trade for less than $5 and carry market valuations under $500 million.

The entire stem-cell / biotech complex has emerged as the latest arena for hyper speculation since Election Day. The gains are unreal and based upon hopes and prayers - rather than any form of material production. Geron, for example, has oscillated sharply from $80 to $1.95 over the past decade with every newfangled "breakthrough" research introduced, Democratic congressional seat won, and Barack Obama stem cell stump speech.

Avoid Stem Cell Stocks

Despite the legislation and ferocious gains - I would advise against wading into this boom and bust arena. The majority of stem cell stocks are micro-caps, carrying market capitalizations of less than $50 million and by nature are privy to wild price swings at-best and blatant market manipulation at-best. Certainly, the amount of individuals that maintain true knowledge of this stem-cell research endeavor are few and far between.

Choosing to invest in Micro-cap shares with no profits that rely upon the passing of controversial legislation to erect a fledgling, monetized industry out of nothing and based upon complicated scientific theory is a recipe for complete disaster.

Stem Cell Stocks Skyrocket on Obama Policy, Sources:
The Associated Press, Obama Signs Order Lifting Restrictions on Stem Cell Research Funding, http://www.foxnews.com/politics/first100days/2009/03/09/obama-lift-restrictions-stem-cell-research-funding/
The Associated Press, Stem-Cell Stocks Gain on Sentiment for Ban Removal, http://www.forbes.com/feeds/ap/2009/02/17/ap6061286.html
Stemcells, Incorporated, http://www.stemcellsinc.com/

stock promoters

Steps to make your own home Wheelchair offered. Nicely the vital thing to ascertain is the level you will include.

If you've own a shed and have ever tried to lug your lawn mower or other heavy equipment into it, you know how back breaking this is. It's probably high time you build a ramp. It's easy to do and save you the strain of heaving that heavy stuff into your shed. You need a little skill with tools and few materials, so you can build a ramp yourself on the cheap.

Make your ramp wide enough to for the equipment you will be moving in and out of your shed. 3 feet is usually enough but I would make it as large as your door on your shed, or even 6 inches or so past the outside of your door.

Cut a 2x6 ledger equal to the width of the ramp. Rip the top so it is beveled to the angle of your ramp. Level the ledger so that its 5 inches below the floor of your shed. Drill three holes into the ledger board and attach it to the shed with 3/8 x 3 inch lag bolts. If you're attaching it to concrete, use ½ x 3 inch redheads.

Measure the height of the shed floor to the ground. For a proper slope that is easy to walk up and haul heavy equipment up, multiply your measurement by 8. For example if your floor to ground height is 10 inches, your ramp is going to be 80 inches long. Cut 3, 2x4 stringers about 6 inches or more longer than your ramps length. This way you have extra when you make your final cuts, so you don't cut your stringers to short.

Rest the 2x4's along the top of the ledger board. Using a square a straight edge, hold it tight against the outside of the ledger board and tight against the side of your stringer. Scribe a mark along the edge. This will be the angle you will need to cut all your stringers. Use the same method along the ground on the other side of your stringer. Cut to the lines and test fit. Once the test board is precise, use it as a pattern to cut the rest of your stringers.

Fasten the 2x4 stringers to the top of your ledger board, one on each end and one in the middle. Attach with 10d galvanized nails by toe nailing into the stringer below and to the sides of your shed. If you're butting against concrete, use tapcons to attach to the slab by periling and screwing in the tapcons.

Cut 2x6 decking boards for the top of the ramp. Measure the width of your ramp and cut your decking boards 1 ½ inches larger than the ramps width. An example is if your ramp is 3 feet wide cut the decking boards 37 ½ inches. This way the decking boards hang over the edges ¾ inches over the sides of your ramp.

Attach your decking boards from the top of the ramp to the bottom. Secure them using 8d galvanized nails or use no. 8 2 inch decking screws. Place each board tight against the other if you are using pressure treated boards, or space using a nail if you are using other materials besides pressure treated such as cedar or other rot resistant wood. The last board should be ripped on a bevel to make a nice transition between the ramp and the ground. You may place patio blocks at the front of the ramp or use gravel.

A nice ramp for all your hauling and equipment should now be complete. You can stain or paint the wood to match your shed. The ramp should last for years to come and save your back for years as well!

handicap ramps programs to adopt a child

What exactly is the Stock Market? It really is a great arranged system wherever anyone and also everybody could sometimes invest in or even offer their stocks and options or maybe shares

With the all Federal Reserve interest rate cuts lately -- and with another expected at the end of April -- it is no surprise that many people are wondering what interest rates have to do with things that affect their lives. One of these things is the stock market.

Interest rates and the stock market

It is true that interest rates do not have a direct effect on the stock market. Instead, they have an influence on the stock market. Interest rates influence the stock market in two main ways: through companies and through economic perception. The Federal Reserve sets interest rate policy regarding the rate at which banks lend money to each other. This is an important point to be made. When an interest rate cut is made, it has certain effects on the psyche of those involved.

Interest rates and their effects on companies. This is one of the ways interest rates affect the stock market. Companies can get loans at lower interest rates when a cut is made. When interest rates go up, it costs more to borrow money. This affects overhead costs. And it means that companies' profits are affected. So if interest rates go down, the thought is that companies will spend less money and therefore have higher profits. This invites investors to put their money in the stock market, and it raises the market values. Interest rate hikes, on the other hand, can have an opposite effect in some cases.

Interest rates and economic perception. Investors can get an idea of where the economy is headed due to interest rates. The perception is that when rates are cut, the economy is being stimulated and is likely to expand. In the case of the recent interest rate cuts, many perceived that the Fed was willing to do anything to help the stock market, and this meant that there were jumps in stock values directly following the rate cuts. On the other hand, interest rate hikes put a cap on economic expansion. They can also indicate inflation fears, and this can influence the stock market.

Obviously, though, interest rates are just one factor to consider in stock investing. Your decisions should not be based solely on interest rate cuts or hikes. There are many influences on the stock market, and sometimes perception can make the market behave in ways that are contrary to conventional knowledge. The stock market is unpredictable. But it is still possible to discern general trends.

Disclaimer: I am not an investment professional. This should not be construed as investment advice. All investment carries the risk of loss. Before investing, do your own research and/or consult with an investment professional.

penny stock promoters out of new york

Stocks along with reduced price/book quotients as well as price/earnings percentages. Until recently, benefit stocks and shares have liked increased regular results compared to progress stocks and options (shares along with higher price/book or even P/E ratios) in a variety of nations

We have all seen the movies where about 1000 guys in suits are screaming "SELL, SELL, SELL" this is how we picture the stock exchange. Well before you go to Wall Street and start screaming and selling your stocks, there is an interactive web based stock market game you can play to gain experience on stock trading. The game is called Virtual Stock Exchange and you can find it on the web at (http://vse.marketwatch.com).

To play Virtual Stock Exchange you must first register on the site, which is quick and easy. Once registered you can choose many options of game play, you can just simply join a game that is already in progress or you can create your own or wait to be invited to a specific game. With all the options it gives the game some flare, you can join with your friends and play a private game and see who has the best trading skills. You also can join a generic game and see if you can beat all the other online players, some of them are pretty crafty and do quite well.

When you start a game depending on which option you choose you are given some start up capitol by Virtual Stock Exchange. You then need to start buying stocks, it's a pretty straight forward process, you type in the stock symbol (or the name of the company you want) and then click on GO. It then brings you to the buying process which has many options that I don't really know much about, Google better watch out because I will find out soon enough what the difference in the pricing types are (Market, Limit, and Stop). Once you purchase your stock then you just have to wait and see if your stock goes up or down. Buy low and sell high is how I have been working my game but I am in fifth place out of ten friends so I don't know if my strategy is working so well.

Other than buying and selling stocks on the game there is a portfolio interface that allows you to see all the stocks you own, what you bought them for, what their current value is, how much you have of the stock, how much gain or loss you have made on the stock, and the equity you are invested in each stock. This game is very addicting I want to beat my friends and it gives me the idea maybe one day I can take on Wall Street, well maybe not since I don't have (10,000,000) in start up capitol the game gives you.

The Virtual Stock Exchange also gives you a research option where you can learn more information about how to trade. It gives you a load of information about different types of trading, what the best trade methods are, what all the extra things are that go with trading like the commission. It is just a fun place to learn about trading stocks.

Overall the web interface is good and easy to use, trading does take some time, and trades don't post for about 15 minutes. Not sure if that is how the real stock market works or not, but that seems like a long time to wait, the stocks continue to fluctuate as you wait for the trade to be made. I have a lot of fun playing this game with my friends and family, it's a good way to kill some time or just to take a break every now and then to see how you are making out in the game. It's very realistic and hard, I have been playing for a month now and have seen minimal gains normally staying just above even. I am not sure how the pros do it but even with my 10 million dollars I have just made a few thousand dollars.

I think this would be a great game for college students studying to be stock brokers. It is tied into the actual market and shows potential real life gains and losses, it would be a good way to get them some experience at no cost. I am sure there are some falsities about the game but if you just want to have some fun and try your luck at the stock market this is the way to do it without risking your life savings.

I used to play an old text based game called Inside Trader on the old Apple II computer and I loved it so I started to find more realistic updated version of the game and The Virtual Stock Exchange seems to be the best. It is very fun and gives you plenty of good information to try out and see if you have the potential to make some money on the market.

Go ahead give The Virtual Stock Market a chance, who knows maybe you will learn enough to go for the real thing. When you are a millionaire remember who got you into the Virtual Stock Exchange!

penny stock promoters in new york

Precisely what is the actual Currency markets? It truly is an organized process where anyone as well as every person can either purchase or perhaps promote the stocks and options or gives

Penny Stock Investing and Trading

Penny Stock Investing and Trading
By: Ron Kaye

If you ask anyone in the finance world what they think about investing or trading penny stocks, the answer that you will probably get will be: "Don't do it. You will lose your money since 90% of penny stock companies are scams. penny stock companies just want to sell shares and are not interested in developing their businesses." The truth is that investing or trading penny stocks is a very risky business. So here is the most important tip about penny stocks: Invest only money that you can afford to lose.

If penny stocks are so risky then, why do people invest in or trade them?

The answer is because you can make a lot of money in a short time if you know what you are doing.

If you are still reading and have decided that you want to trade penny stocks, you need the right tools and good advice to help you survive and even win some money.

Step # 1 - Finding the Right Penny Stock to Buy

To discover the right one stock, you will have to do some investigation, or Due Diligence. There are a lot of websites that will help you with your DD and you can find a list of useful ones at www.stocks-reporter.com.

The following points will guide you in learning important information about a company in which you are interested in investing:

1. Share structure: AS (Shares Authorized) and OS (Outstanding Stock and Float)

2. Transfer agent transparency

3. SEC filing

4. Financial track record

5. Competitive position in its industry

6. Business model

7. Earnings power

8. Valuation or the potential value of the company.

For example, when looking into share structure what you want to see is that there is no dilution. A good sign is when the company has maximized the OS and is close to AS. Watching Level 2 will also give you good indication if there is any dilution from the company. A good strategy is to follow insiders who know the company better than anyone else.

Step # 2 - Deciding When to Buy

After finding the penny stock that you plan to buy, you have to find your entry point and how to execute it the right way. Following the trading in that particular stock for a few days together with chart analyzing will give you a lot of valuable information. At this point it is highly recommended for anyone to learn some basic chart reading or at least let others analyze the chart for you. You can ask for help on many of the popular message boards that discuss stock trading and chart analyzing. An important tip about how to execute the trade in a penny stock is: Be very patient and always try to buy at the BID price.

Step # 3 - When to Sell or The Exit Strategy

The exit strategy is something very personal to different traders or investors.

It is very important to implement your strategy immediately after executing the buy order. In most cases, a good idea would be to set a sell order of 50% of your position at around 20%-30% PPS spike. Another 10%-20% rise of PPS and then sell another 50% of your current position and let the rest ride for a while. In general, your exit strategy should be very flexible and change with news, momentum, and volume. 90% of the time, though, you should sell at the ASK so it won't affect the run.

TIP: Remember always to take profits.

Happy Trading

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Author Bio

Ron Kaye is an editor for Stock Investing and Trading Reports, sharing information on undervalued penny stocks and small caps stocks via email alerts articles and Stock investing discussion Forum.

Article Source: http://www.ArticleGeek.com - Free Website Content

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Getting Probably the most Involving Stock market Trading By means of Automatic Investigation System Software

Everyone is looking for opportunities to make more money and build multiple income streams to have passive income in this era of economic instability and period of job insecurity due to mass retrenchments.Hence, a lot of work from home schemes for housewives, internet marketing as well as affiliate programs become hot and popular avenues for people to seek passive income.

I believe that one of the potential business that could drive passive income is stock trading. Stock trading has the various characteristic of a flexible home business and could potentially be a lucrative business.

The few characteristic of stock trading :

(a) Flexible Work Time - Well, it is not really flexible literally although you do have much flexibility than most work. If you are a day trader, you still have to trade during the trading hours when the exchanges is open to make your income, but you do have the flexibility of working from home in this internet age where electronic trading is popular.

(b)Low Capital Investment - Most people believe that you need a lot of capital to start a trading business. However, if you delve into the details, you will find that you actually do not need a lot of capitals for trading. Trading is not investment. The primary difference is the time frame. In trading, you want to make the most percentage gain for your capital in the shortest time to limit exposure to market. Investment takes a longer time horizon to achieve the gains and generally, the investor should not be monitoring the equities on a day to day basis. The idea of investment is to let your money make money. For trading, the trader have to make money with money so considerable time and effort is needed to monitor short term trades.

Take an example :

A trader with capital of $10,000 trades to gain monthly 10% on his capital by making multiple short term trades in a month. In 12 months, the trader will have more than double his original capital.( of course, the trader must have some skill levels to maintain consistent profits.)

An investor may look at gaining 10-20% by investing $10,000 in a quality stock for 12 months and reap the returns. The investor don need to actively enter the market for profits.

(c)Low Entry Barrier - The trader need to pick up the skills of trading as well as a small capital for trading. There are many programs in the market that teach trading. The person just need to have the interest and willingness to invest time to learn trading to gain consistent and moderate returns.

Stock trading can further be divided into short, mid and long term. All three time frame require different strategy and skill levels to achieve income as well as wealth.

Stock Trading as a business is definitely not a get rich quick scheme. The person need to build up the proper skills to trade over time to deliver consistent income. But the most important of all is the right mindset to manage emotions during trading as well as the skills of risk management.
I believe that stock trading can definitely be part of a wealth strategy to deliver a stream of passive income.

Visit our website stocktradezone to know more about trading techniques as well as weekly stock call discussion.

level the playing field wih the best penny stock promoters by stats according to the investor relations firms

Ramps and rails in the home for inept people

Extreme Makeover Demolition of Beavercreek Home a Smashing SuccessNeighborhood: Carthage
Beavercreek, OH 45434
United States of AmericaBEAVERCREEK, OH - Hollywood descended on Greene County this week as ABC's Extreme Makeover Home Edition made another family's dreams come true by providing them with a brand new house. The Emmy Award-winning reality show featuring host Ty Pennington is entering its 7th season.

The Beavercreek home of the Terpenning family, 548 Carthage Dr., was chosen for the makeover out of hundreds of applicants and they received the news early Thursday morning, July 31. After filming the famous "Door Knock" sequence, the Extreme Makeover production staff met with the family throughout the day to finalize plans for the project.

Later, hundreds of volunteers gathered up the street from the home for the "Braveheart Walk." After a couple of takes to get the perfect shots in the can, James Terpenning and his family climbed aboard a limousine and were off to a Disney World vacation thanks to Extreme Makeover Home Edition.

Terpenning works in civilian technical support at Wright Patterson Air Force Base. He grew up in a wheelchair having been crippled by polio during infancy and abandoned by his American G.I. father in Vietnam. Growing up, he was competitive in wheelchair sports and eventually represented the United States at the Paralympics, where he earned both gold and silver medals.

Today he and his wife, Shannon, are raising their four children, Josselyn, age 6, twins Justin and Jacob, age 2, and Joshua, who is 1 year old. The couple also cares for James' adopted brother, Peter, who is also confined to a wheelchair because of cerebral palsy. Peter was left in a group home after his mother died, but came to live with his brother three years ago. The entire family was crammed into a 1,100 square-foot home.

Terpenning may have had to deal with adversity, but he also does what he can to give back to his community. He spends much of his limited free time as a speaker, visiting schools and other civic organizations and educating children, teens and veterans about living with special challenges. The Terpenning family was nominated for the Extreme Makeover by Col. Sue Busler (Ret.), who worked with James at Wright Patterson Air Force Base for 7 years.

"He is just an all around nice guy, super honest, and has all kinds of integrity, does everything with passion and he is a wonderful family man," Busler said. "He serves his community, he serves the military (as a civilian) and he serves his family. He is a wonderful human being."

Before retirement, Busler worked for Lt. General John Hudson, who also knows the Terpennings well. Hudson is the commander of the aeronautical systems center at Wright Patterson Air Force Base. "More than 30 years ago the Air Force air-lifted James from Vietnam as an infant in what was called Operation Baby-Lift and brought him to the United States," said Hudson.

"James works for us in the command section of the aeronautical systems center, there's nothing he can't do," Hudson continued. "He is a fantastic person at work and is an inspiration to us all. He comes in nights and weekends and he gives much to our United States Air Force."

The producers of Extreme Makeover Home Edition work with more than 1,500 volunteers from local builders to support staff and suppliers who donate materials and labor to the effort. The family and their belongings are removed and the original home is demolished and replaced with a new house.

In addition to providing a new home for one fortunate family, Extreme Makeover Home Edition and Coventry Fine Homes also support three local nonprofit organizations during the project. The Foodbank, Community Blood Center and Life Connection of Ohio, are each holding events in conjunction with the makeover build.

To make the project a success requires hundreds of volunteers and donations from area businesses and individuals. "We bring communities together to make a difference-not just in a family's life-but in their own," said Conrad Ricketts, Executive Producer for Extreme Makeover Home Edition.

"Whether you are nailing shingles on the roof, signing up to become an organ donor, donating blood or a can of food, you are making a difference for the betterment of this community and the nation as a whole," Ricketts said.

Keeping with the local support concept, the production company makes use of as many regional resources as possible. Signs Now located at 1277 N. Fairfield Rd. in Beavercreek provided the signage for the project.

One of many Greene County area sponsors, Signs Now is owned by Roger and Cathy Peters. Tabitha Miller, is the general manager of the Beavercreek shop. "Every sponsor involved -from the builder to the food - has been donated. It's amazing to see how everyone comes together to do this," Miller said.

According to Miller, Signs Now produced 154 sponsor banners for the event. The City of Beavercreek will be installing 12 street banners and two 40-foot banners over the N. Fairfield Rd. overpass. Most of the preparation work began several months ago but everything really got moving once the family left the home on Thursday.

Crews spent most of Friday July 31 removing the Terpenning's belongings and cutting down trees around the home and surrounding lots. By late afternoon on Saturday, however, there was nothing left of the Terpenning house but a wet pile of rubble. It wasn't a fire or tornado that destroyed the Beavercreek residence, but a crew clad in blue t-shirts sporting a gold banner on the back that read, "Extreme Makeover Home Edition."

Hundreds of spectators gathered at the site to watch Ty Pennington, his Extreme Makeover crew, and dozens of volunteers demolish the Terpenning home in preparation for new construction. Airmen and officers of the United States Air Force got the wrecking ball rolling by ripping up the wooden wheelchair ramp and other pieces of the exterior before bringing in the heavy machinery.

American Idol star Kelly Pickler and Extreme Makeover Home Edition host Ty Pennington may have to be classified as heavy equipment as well. The pair chased around the house wielding sledge hammers, taking hunks out of walls and fixtures before the bulldozer plowed through.

As the crew worked to get various filming done for the show, there was little for the crowd to do but wait. Fortunately, medics from the Beavercreek Fire Department and other first aid experts were available to assist those overcome by the heat of the mid-day sun.

Finally, around 1:15 p.m. Saturday, the crowd cheered wildly (prompted by the show's director) as the first backhoe cut into the front of the Terpenning home. Extreme Makeover Home Edition designer Didiayer Snyder pulled the levers that brought down the first sections of the house. Shortly after, Coventry Fine Homes, owner and president, Rob Arnold, got into the act as well, knocking down another corner of the home before a workman on a bulldozer took out the garage walls.

Once the ceremonial destruction had begun, the demolition crew went to work from three sides, bringing the home to the ground in a matter of minutes. Beavercreek Fire Department was active on the scene as well helping to contain the clouds of debris and dust with heavy sprays from two fire hoses.

Framing of the new home began on Sunday.The new home will be completed and revealed to the family during the filming of the segment known as "move that bus," sometime on Thursday, August 6. To follow the progress of the project or learn about the various charities and sponsors involved, go to www.greenecountydailies.com and click on the Extreme Makeover Home Edition link.

The show airs on Sundays at 8:00 p.m. on the ABC Television Network - locally, WKEF-TV, channel 22 but there is no word yet on when this episode will be broadcast. Watch Associated Content Provider Gery L. Deer's publications for further updates and photo galleries.

Photo Gallery 1: Photos by Gery L. Deer

http://www.associatedcontent.com/slideshow/24488/extreme_makeover_home_edition_descends.html?cat=3

Photo Gallery 2: Photos by Gery L. Deer

http://www.associatedcontent.com/slideshow/24730/extreme_makeover_home_edition_in_beavercreek.html?cat=39

wheelchair ramps for homes 60

First Edition: August 1, 2012 - Kaiser Health <b>News</b>

Today's early morning highlights from the major news organizations, including reports about the legislation to limit health spending approved by Massachusetts lawmakers.

First Edition: August 1, 2012 - Kaiser Health <b>News</b>

Business <b>news</b> briefs | The Salt Lake Tribune

Pfizer income up on lower costs Drugmaker Pfizer Inc.'s second-quarter profits jumped 25 percent as lower costs for production, marketing and restructuring offset a plunge in revenue from Lipitor because of increasing ...

Business <b>news</b> briefs | The Salt Lake Tribune

Surface to arrive with Windows 8 on 10/26, says <b>...</b> - CNET <b>News</b>

Microsoft&#39;s Surface tablet will land on the same date as Windows 8. A lot is riding on Windows 8 and Surface, as Microsoft makes clear in its annual report. Read this blog post by Brooke Crothers on Microsoft.

Surface to arrive with Windows 8 on 10/26, says <b>...</b> - CNET <b>News</b>